THE 1300 METHOD
A proven strategy that makes home ownership happen now
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The $1300 Method is a home buying strategy. Eligible home buyers utilizing this method are able to buy a home without paying a down payment or closing cost. It is a process where home buyers are able to purchase homes spending $1300 or less in upfront expenses. Home buyers only have to pay for home inspection, appraisal and a minimum earnest money deposit of $500.
the STRATEGY
HOW IT WORKS
It's all about getting our clients into homes without them paying a down payment or closing cost
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how it works
We help home buyers who may not have large savings get into homes sooner than later. The $1300 Method is not a grant or special program. It is a strategy where we layer specific mortgages, home buyer programs, property types and seller concessions to create opportunities for buyers to not pay a down payment or closing cost.
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580 min/credit score
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Employment
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Taxable income
Get approved
Find a home
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Residential
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Owner occupied
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No location restrictions (Virginia)
Spend $1300 or less
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Earnest money deposit
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Home Inspection
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Home appraisal
